This process helps 95% of all the people that apply; if you qualify, we will help you get rid of your mortgage obligation hopefully before it ruins your credit to a bankruptcy or foreclosure. In order for us to understand your situation we will need the following information. After we review your application we will be able to prepare the necessary paperwork and correspondence to relief you from your painful mortgage payments. Hopefully you will not have to pay anything but if there is a fee involved in the transferring of your mortgage it will very insignificant. After you fill the application a specialist will contact you with all the details and information on how we can help your specific case.